Admission Scholarships / Waterloo FARM Admission Scholarships / Waterloo FARM
Financial Analysis and Risk Management 把金融分析、风险判断和数量化思维连接在一起， 与我的保险承保策略、股票研究、数据软件和投资实践形成直接衔接。 Financial Analysis and Risk Management connects finance, risk judgment, and quantitative thinking, directly extending my work in insurance underwriting strategy, equity research, data software, and personal investing.
在 2026 Quantify Risk & Insurance Case Competition 中，我分析五年、五类保险业务和 135 个外部 AI 事故，并设计 C$10M 总容量与 C$5M 净保留框架，随 Team RiskLab 晋级第二轮。
In the 2026 Quantify Risk & Insurance Case Competition, I analyzed five years across five insurance lines and 135 external AI incidents, then designed a C$10M gross and C$5M net-retained framework as Team RiskLab advanced to the Second Round.
在 Halozyme 股票研究中，我参与完成 14 页多头研究，建立 $58 / $111 / $132 熊市、基准与牛市估值，并得出约 $105 的概率加权价值。
In the Halozyme stock pitch, I co-developed a 14-slide long thesis with $58 / $111 / $132 bear, base, and bull cases and an approximately $105 probability-weighted value.
Flight Forecast Lab 使用 Python、pandas、scikit-learn、FastAPI 与时间顺序评估，把模型、验证、API 和双语界面整合成可复现的平台；演示结果明确限定为合成数据流程检验。
Flight Forecast Lab combines Python, pandas, scikit-learn, FastAPI, temporal evaluation, APIs, and a bilingual interface in a reproducible platform, with demo results explicitly limited to synthetic-data pipeline checks.
FARM 中的金融分析和风险管理需要把复杂问题拆成可计算、可比较、可解释的部分。数学竞赛经历让我习惯先建立结构，再用逻辑验证答案。
Financial analysis and risk management require complex problems to be broken into measurable, comparable, and explainable parts. My contest background trained me to build structure first and then verify the result logically.
NewBiz 校园商业模拟挑战赛让我从团队、运营和战略角度理解商业问题。它补充了数学竞赛的抽象推理，也强化了我在 FARM 中需要的沟通和执行能力。
The NewBiz Campus Business Challenge helped me understand business problems through team, operations, and strategy perspectives. It complements abstract mathematical reasoning with communication and execution skills.